Stephen D. Poe
Name: Stephen D. Poe
Firm Name: Bell, Davis & Pitt, P.A.
Jurisdiction: North Carolina
Practice Area: Commercial Law

Telephone: (336) 714-4107
Fax: (336) 748-5890

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Professional Biography:

Steve Poe has practiced banking and commercial law for more than thirty years. He represents state and federally chartered financial institutions in all aspects of their business, including secured and unsecured loans (both commercial and consumer), deposits, restructuring and workout, recovery and collection, operations, treasury/cash management services, litigation and regulatory compliance. He also advises banks and other clients on matters involving nearly all aspects of commercial law governed by the Uniform Commercial Code.


Wake Forest University (B.A., cum laude, 1973)

University of North Carolina (J.D., 1976)

Bar / Court Admittance

1976, North Carolina

United States District Courts for the Eastern, Middle and Western Districts of North Carolina

United States Court of Appeals for the Fourth Circuit

United States Supreme Court


Banking and Commercial Transactions, Bankruptcy Alternatives, Bond Finance, Business and Corporate Law, Business Bankruptcy, Collections, Commercial Lending, Commercial Real Estate Development, Consumer Credit, Contracts, Creditor Representation, Foreclosures, Lender Liability, Public Finance, Reorganizations and Workouts, Residential Real Estate Development, Secured Transactions, Statutory Liens, Uniform Commercial Code


Forsyth County Bar Association

North Carolina Bar Association (Business Law Section Council, 1987-1990, 1995-1997, Vice Chair, 1997-1999, Chair, 2000-2001; Continuing Legal Education Chair, 1995-1996; Business Law Curriculum Committee, 1994-1995; Financial Institutions Committee Chair, 1989-1991; Ad Hoc Committee on Proposed Revisions to Uniform Commercial Code, 1991-1992)

American Bar Association (Business Law Section)

Civic Activities

Winston-Salem/Forsyth County Chamber of Commerce (Director, 2013- )

Reynolda Rotary Club (President, 2010)

The Hospice Foundation (Director, 2008- , Chair, 2014- )

Adjunct Professor of Banking Law, Wake Forest University School of Law (2001-2009)

UNC Law School Center for Banking and Finance (Board of Advisors, 2006- )

Centenary United Methodist Church (Trustee, 2013- )

Winston-Salem/Forsyth County Utility Commission (Chair, Operations Committee, 1996-2006)

The Science Center and Environmental Park of Forsyth County (“SCIWORKS”) (Board of Directors, 1999-2003; President, 2004-2005)

North Carolina Bankers Association (Bank Counsel Committee Chair, 1985)

Leadership Connections

Winston-Salem Chamber of Commerce

Junior Achievement volunteer instructor

YMCA youth basketball coach

Samaritan Inn volunteer

Awards / Honors

The Best Lawyers in America® in Banking & Finance Law (2009- )

The Best Lawyers in America® – Lawyer of the Year (2015) in Banking and Finance Law

North Carolina Super Lawyers in Banking Law (2008)

AV® Preeminent™ Rating, Martindale-Hubbell

Author / Lectures

“Tug of War: the Battle Over Federal Pre-emption,” Business North Carolina Law

Journal (2007)

“An Update on Identity Fraud,” MD News (December, 2006)

“A New Way to Pay: The Growing Use of E-Money,” Business North Carolina 1997 Law Journal

“Consumer Credit Law Primer,” Seventeenth Annual Bankruptcy Law Institute (NCBA 1994)

“The Impact of Federal Regulation on Financing in the 1990’s,” Hot Topics for Business Lawyers Seminar (NCBA 1991)

“Legislature Creates New Deposit Accounts,” 9 Notes Bearing Interest 5 (1989)