Angela Itzikowitz

Professor Angela Itzikowitz is an executive in ENSafrica’s banking and finance department. She specialises in banking and financial market regulation, including finance and regulatory reform, card and related electronic payment instruments, derivatives, loan agreements, collective investment schemes, insurance, money laundering and debt origination and securitisation.

She has done a significant amount of work in South African Development Community (“SADC”) countries such as Uganda, Kenya and Zambia including regulatory law reform through capacity building projects. More recently, she drafted and advised on the Finance and Development Protocol for SADC in her capacity as a senior legal expert. She has also advised the World Bank on deposit insurance and bank insolvencies.

Angela has participated in a number of financial market initiatives in Asia in collaboration with colleagues from Beijing, Shanghai, Hong Kong and India. She also acts for a number of European banks, asset managers and investment advisors.

In addition, she has been recognised as a leading Fintech lawyer, advising banks and start ups and has authored the South African chapter in a number of international publications on the subject.  

Angela is a professor in banking and financial markets law at the University of the Witwatersrand and she teaches at Queen Mary College, the University of London, on legal aspects of international finance. She is the author of the Law of South Africa Banking and Financial Markets, has co-authored a number of books and has published numerous articles in local and foreign journals.

She is a member of the Board of International Scholars, London Institute of Banking and Finance, and is a Professorial Fellow at the Asian Institute of International Financial Law, University of Hong Kong. She is also a visiting Professor at Shanghai University of Finance and Economics and Peking University, and is the recipient of a number of international fellowships and awards and sits on a number of advisory committees and company boards.

Angela is recognised as a leading/recommended lawyer by:

·         Chambers Global Guide 2018, 2017 – Banking and Finance: Regulatory; 2015 – Banking and Finance (South Africa)

·         Who’s Who 2018 – Banking, FinTech (South Africa)

·         Best Lawyers® 2018, 2017, 2016 – Banking and Finance (South Africa)

Angela has been described by Who’s Who Legal 2018 as ”among the very elite of practitioners in our research thanks to her ‘great regulatory mind’. She is a client favourite thanks to her ability to ‘provide practical solutions that are legally sound’’’.

Angela is fluent in English, Afrikaans and German and speaks South Sotho and Mandarin.


ENSafrica’s Banking and Finance Department of over 40 practitioners differentiates itself through high levels of specialisation across the full spectrum of banking and finance work, including financial services regulation, leveraged finance, asset finance, debt finance and trade finance.

The key to the Banking and Finance Department’s success is its large number of senior practitioners who are each dedicated to, and have deep expertise in, specific areas of banking and finance. In addition, the team has competence in English law, with qualified English law practitioners at executive level, as well as practitioners who are qualified to practise French law.

ENSafrica’s Banking and Finance Department works closely with the firm’s other market-leading departments and business areas, including tax, corporate commercial, insolvency and debt recovery, and employment.

ENSafrica is Africa’s largest law firm, with over 600 practitioners, and more than 200 years of experience in high-level, complex commercial work. The firm’s focus is on what’s best for the client and striving for excellence, in both offering and service. ENSafrica is committed to providing clients with cost-effective outcomes by ensuring work is done at the right level, and in the manner that best suits clients’ preferences and pricing structures.

While many recognise the unique opportunities for trade, investment and growth that Africa represents, predicting in-country and across-region risks is not easy, particularly given the rate of exponential change impacting multiple indicators, whether economic, political, technological or social. ENSafrica is an independent law firm with fully integrated offices across Southern, West and East Africa and Mauritius. The firm offers clients many years’ accumulated know-how and solid experience, whether doing business in-country or cross-continent, helping to minimise risk and leverage business opportunities across Africa.

ENSafrica has lawyers qualified to practise English, French and OHADA law, as well as practitioners who are fluent in African and international languages, including Mandarin, Cantonese, French, Portuguese and Swahili. The firm also has a dedicated Asia practice group.

Through the financial services centre of Mauritius, ENSafrica also offers a unique possibility to integrate all aspects of structuring clients’ investments in relation to all commercial areas of law, tax, IP and fiduciary.

Key types of work

ENSafrica’s Banking and Finance Department has significant experience in all areas of banking and finance, including:

  • asset finance, including aircraft finance
  • collective investment schemes and private instrument funds
  • debt capital markets
  • derivatives, swaps, repurchase transactions and securities lending
  • distressed debt and workouts
  • financial products and asset management
  • financial services regulation
  • general debt
  • hybrid debt
  • insurance, including export credits
  • Islamic finance
  • leveraged finance and private equity
  • pension funds
  • property finance
  • securitisations
  • structuring and financing of BEE transactions
  • structured finance
  • trade and commodity finance


ENSafrica is Africa’s largest law firm, with over 600 practitioners, and more than 200 years of experience in high-level, complex commercial work. The firm’s focus is on what’s best for the client and striving for excellence, in both offering and service. ENSafrica is committed to providing clients with cost-effective outcomes by ensuring work is done at the right level, and in the manner that best suits clients’ preferences and pricing structures.

ENSafrica is an independent law firm with fully integrated offices across Southern, West and East Africa and Mauritius. The firm offers clients many years’ accumulated know-how and solid experience, whether doing business in-country or cross-continent, helping to minimise risk and leverage business opportunities across Africa.

ENSafrica has lawyers qualified to practise English, French and OHADA law, a dedicated Asia practice group, as well as practitioners who are fluent in African and international languages, including

Mandarin, Cantonese, French, Portuguese and Swahili.

Through the financial services centre of Mauritius, ENSafrica also offers a unique possibility to integrate all aspects of structuring clients’ investments in relation to all commercial areas of law, tax, IP and fiduciary.


Xavier de Kergommeaux

Partner Xavier de Kergommeaux specialises in asset-backed financing, securitisations, building societies (sociétés de crédit foncier) and public sector loan companies and covered bonds, structured finance, trusts and defeasance transactions, acting for arrangers in major financing transactions. 

He regularly advises building societies (sociétés de crédit foncier) active in France. He notably advised the shareholder banks of the Société de Financement de l’Economie (SFEF), a refinancing vehicle set up in October 2008 to support French credit institutions, on their equity participation, and assisted the SFEF with the implementation of loans and financing to credit institutions.

Managing partner of the firm from January 2004 to December 2009, he handled all management-related issues alongside senior partners Gérard Tavernier, then Pierre Raoul-Duval.

Member of the Paris Bar Council (Jan. 2016)


Genc Boga

Genc Boga is the founder and Managing Partner of Boga & Associates, which operates in both jurisdictions of Albania and Kosovo. Mr. Boga’s fields of expertise include business and company law, concession law, energy law, corporate law, banking and finance, taxation, litigation, competition law, real estate, environment protection law etc.

Mr. Boga has solid expertise as advisor to banks, financial institutions and international investors operating in major projects in energy, infrastructure and real estate. Thanks to his experience, Boga & Associates is retained as legal advisor on regular basis by the most important financial institutions and foreign investors.

He regularly advises EBRD, IFC and World Bank in various investment projects in Albania and Kosovo.

Mr. Boga is continuously ranked as leading lawyer in Albania by Chambers and Partners and IFLR 1000.

Boga & Associates:

Boga & Associates, established in 1994, has emerged as one of the premiere law firms in Albania, earning a reputation for providing the highest quality legal services to its clients.  The practice maintains its commitment to quality through the skills and determination of a team of attorneys and other professionals with a wide range of skills and experience. The extensive foreign language capabilities of the team help to ensure that its international clientele have easy access to the expanding Albanian business environment.

Boga & Associates represents a broad spectrum of high-profile clients, including financial institutions, airlines, industrial complexes, mining and petroleum concerns, non-profit organizations, embassies, public utilities, commercial companies, international and governmental agencies. The firm has also an outstanding litigation practice, representing clients on all levels of Albanian courts. This same know-how and experience has been drawn upon by the Legislature in the drafting of new laws and regulations.

The firm offers to its clients all the legal, tax and accounting services required to conduct business in Albania. Over the years the firm has advised in the areas of privatization of national resources and enterprises, concessions, real estate transactions, setting up businesses, credit facilities and custom and tax issues, all with a keen sensitivity to the rapid changes in the Albanian business environment.

Boga & Associates serves as World Bank’s local partner on yearly publication of Doing Business that benchmarks Albanian’s business regulation. The firm is also an exclusive contributor for Albania to International Law Office, a global source of analysis and legal developments to lawyers worldwide, and a correspondent of International Bureau of Fiscal Documentation (IBFD) that operates on authoritative expertise on cross-border taxation.


Jehremiah Asis

Jehremiah “Jehri” Asis has acted as the lead local and international counsel of various corporate and finance transactions. His work is focused on project finance, mergers and acquisitions, joint ventures, foreign investment, real estate, infrastructure and general corporate work. Jehri is one of the trusted projects lawyers in the Philippines and is sought after because of his keen ability to combine sound legal advice with strategic business thinking. He was the most senior associate of the Banking & Finance Practice Group in Quisumbing Torres prior to forming Abuda Asis & Associates.

Jehri graduated magna cum laude with a Bachelor of Science in Economics degree from the University of the Philippines and became a member of Phi Kappa Pi and Pi Gamma Mu societies.  He obtained his law degree from the University of the Philippines College of Law in 1998 where he was an awardee for Best Legal Paper.  He was admitted to the Philippine Bar the following year. Jehri is a co-author of the Philippine chapter of the International Comparative Legal Guide to Project Finance 2014 and 2015 (third and fourth editions) and was a lecturer of Business Law in the University of the Philippines (2002) and of Tax Law at Ateneo de Manila University (2003-2004).  He is a product of the Philippine Science High School, where he ranked in the top 10 of his class.

Jehri is concurrently the President of Equi-Parco Holdings Corporation, an investment, holding, and management company of various businesses that are engaged in the power, water, and agricultural sector.  In that capacity, he also acts as president of other special purpose companies. He holds directorship positions in several renewable energy companies.

Areas of Practice:

  • Banking and Finance
  • Loans and Other Credit Facilities
  • Project Finance
  • Acquisition Finance
  • Financial Regulation
  • Power and Infrastructure Development and Other Special Projects
  • Real Estate Project Development
  • Public-Private Partnerships
  • Corporate/Commercial Law
  • Mergers & Acquisitions
  • Corporate Restructuring
  • Corporate Compliance


Vladimir Penkov

Mr. Vladimir Penkov is Chairman and Senior Partner of Penkov, Markov & Partners – international law firm which has more than 20 years of experience in the field of Banking and Finance legal advices and consultations.

Mr. Penkov has extensive experience in negotiations, researches, drafting of legal documents and representing clients in various areas of commercial law, such as Banking and Finance, Corporate Law and Commercial Contracts, Competition, Privatization and Foreign Investments, Investment Management, Mergers and Acquisitions, Project Finance, Public Procurement, Licensing and Know-How Agreements, Tax Law, Telecommunications, Media & IT, Energy Law and Renewable Energy Sources.

As a leading banking law practitioner and as part of his track-record Vladimir Penkov has led negotiations, represented and provided legal advice to: EBRD in connection with debt financing of Cellhart AD, debt financing of Balkanpharma Holding AD, Astera Holding AD and Aroma AD, Crédit Suisse AG, Landesbank Baden-Württemberg, PAC Doverie, Bulstrad Life (Vienna Insurance Group), Innimmo Investments, Industrialen Holding – Doverie, HYPO NOE Gruppe Bank, International Finance Corporation, Industrial Capital Holding as well as the preparation of the business and legal scheme in connection with the extension of large credit amount to Domain Boyar AD by EBRD.

As a leader of PM&P’s team Mr.Penkov has personally showed resourcefulness and proactivity in the consulting of UBB by EBRD and Oppenheimer & Co and by National Bank of Greece, of Kardan by the acquisition of NLB Banka. He has also advised the Austrian banking consortia, led by Bank Austria, in the successful negotiation of the terms with the Minister of Finance, on the repayment of the extended credit for the modernization of Kremikovtzi.

The Chairman and Senior Partner of  PM&P is specialising in the area of Banking and Financial Law and Capital markets and has participated in the legal team providing  advice to Ferratum Group in terms of establishment and structuring of their business as the first company of in Bulgaria providing distant financial services, legal advice and consultation to Gumiz AD and Micro Credit regarding providing of micro credits and consumer credits; Preparation of legal analysis for Sofia municipality pursuant to the “Law of the public finances“ in relation to Contracts for financing contract concluded between the European Investment Bank and Sofia municipality for  financing of “The Project of Sofia municipality for treating of waste matter” etc.

Mr.Vladimir Penkov has given legal advices in the process of reorganization of the Bulgarian subsidiaries of Kardan N.V., Kardan Financial Services B.V, TBIH Financial Services Group N.V. and TBIF Financial Services B.V. being active in insurance, additional pension insurance, voluntarily health insurance, financial services such as investment intermediary and asset management company, leasing services and consumer financing.

The Chairman and Senior Partner of PM&P advise the full spectrum of bank related transactions and have advised the establishment of one of the first asset management companies in Bulgaria while currently the PM&P team provide regular services to some of the major non-banking financial institutions in Bulgaria and their branches.

Successfully assisted one of the largest non-banking financial institutions in Europe to set foot in Bulgaria, filling the niche on online consumer loans.

Constantly expanding including legal consulting for investment companies, mutual and pension funds, asset management companies, investment mediators and ventures.

Comprehensive consulting on the structuring, financing and applicable regulatory framework in that field. Of special value for clients is the possibility for PM&P to expand at a very short notice the designated team including experts from other fields to give a helping hand in this highly specific area, should the case so require.

Mr.Penkov assisted the first foreign bank branch to register in the country after the democratic changes (Landesbank) and the structuring of the first capital investment by a foreign bank (Raiffeisen Bank) in a local bank under the conditions of a missing detailed legal framework and practical experience in this sphere.

Under the conditions of a rigidly regulated market and a strictly limited number of banking licenses, the team of PM&P leaded by the Managing Partner Vladimir Penkov has consulted, over the years, the EBRD, Oppenheimer & Co., the National Bank of Greece, Alpha bank – Bulgarian Branch, United Bulgarian Bank, Piraeus Bank and Kardan in the acquisition of three of the largest Bulgarian banks, including the merger of a bank branch into a bank (Piraeus Bank).

Mr. Penkov and the team of PM&P are acting as legal counsel to the buyer with regard to the contemplated purchase of 99.53 % of the shares owned by International Hospital Service Co, Japan in Tokuda Bank. The project refers to the acquisition of a medium-sized commercial bank and has passed through legal, financial and tax due diligence, negotiations and signing of Share Purchase Agreement, Escrow Agreement and is now in the stage of obtaining the respective regulatory approvals from the Bulgarian National Bank and the Competition Protection Commission.

The Chairman and Senior Partner of PM&P represented UBB as bond emission trustee, providing the overall defence of creditors’ rights over the bond emission, incl. legal representation in the event of bankruptcy proceedings against Bross Holding, but also overall representation in all other enforcement proceedings initiated under the Registered Pledges Act and other legal issues related to the case.

Mr.Vladimir Penkov and PM&P’s team also were a consultant of Piraeus Bank Bulgaria AD as collateral agent to the bank syndicate including also United Bulgarian Bank, Unicredit Bulbank and Alpha Bank – Bulgaria Branch.

Another client of the law firm is HYPO NOE Gruppe Bank AG, Austria.  Mr.Penkov’s involvement has included among others: due diligence review of the two companies that operate the photovoltaic plants (Kompania za Energetika I Razvitie EOOD and Green Energy Park AD); preparation of preliminary legal opinions for the purpose of participation of the client as co-lender together with Société Générale Expressbank AD and PV Investments ЕAD; review and revision of the respective Club Loan Agreements and all securities agreements; review of the certificates issued by the Commercial Register, the Central Register of Special Pledges and the Property Register evidencing the granting of the securities by the borrowers, co-debtors and mortgage debtor; issuance of final legal opinions re legal compliance of the transaction


·         Penkov, Markov & Partners – Founder and Managing Partner 1990-2017; Chairman and Senior Partner since 2017;

·         Bulgarian Telecommunications Company AD – Member of the Managing Board, 2007-2008, Chairman of the Supevisory Board, 2008 – 2013 and reelected as Chairman since 2014-2017;

·         NIKAS Bulgaria AD – Member of the Board of Directors, 2009 – 2012;

·         Arbitration Court at the Bulgarian Chamber of Commerce and Industry (BCCI)  – Arbitrator since 1999;

·         BCCI – Member of Managing Board since 1993 and Vice President, 1999 – 2006;

·         Zagorka AD – Member of the Board of Directors,1998 – 2006 and Executive Director, 2000 – 2002;

·         Ministry of Foreign Economic Relations – Head of Division „Austria and Switzerland“, 1989 – 1990;

·         Technica Foreign Trade Organization – Chief Legal Counsel, 1987 – 1989;

·         Sofia City Court – Intership as a judge, 1976 – 1977;


·         Sofia University St. Kliment Ohridski – Master in Law, 1976

·         Economic University, Karlshorst, Germany 1970 – 1972


·         Bulgarian, German, English


R.H.J. Koopmans

RHJ (Robert) Koopmans has over 35 years of banking and legal experience. He has worked in various positions at ABN AMRO Bank NV and the law firm Clifford Chance LLP. He is now also linked to the Rabobank organization, working in special asset management.

He is a member of the Amsterdam Bar and the Dutch Association of International Law. Mr. R.H.J. Koopmans is registered as a lawyer in the Netherlands with the Dutch Bar Association, Neuhuyskade 294 2596 XM The Hague, telephone 070-3353535,

The office is located in the Atlas Building Complex at Hoogoorddreef 9 in Amsterdam (building Africa). Visit there only after prior notification. You will then be given directions. Appointments can of course also be made elsewhere, if that is more convenient for you.

Law firm RHJ Koopmans BV has its registered office in Groenekan. The company is registered at the Chamber of Commerce under number 30201622.

At this time, only mr R.H.J. Koopmans is connected to the law firm as a lawyer. Mr. R.H.J. Koopmans advises, drafts and litigates. There are co-operation agreements with other lawfirms, so there is always sufficient backing.

Areas of expertise are:

·         Banking and finance;

·         Insolvency law;

·         International law;

·         Debt Collection;

·         Corporate law;

·         Law of torts;

·         Contract law;

·         Labour law;

·         Rent law;

·         Administrative law;

·         Property law

·         Law of civil procedure/ litigation.

Robert Koopmans is also connected to a legal first aid center. He is a member of the Royal Dutch Society for International Law. He is an honorary member and past chairman of a field hockey club. Furthermore he loves sailing and collecting flags.


António Frutuoso de Melo

Born Viseu, Portugal, November 16, 1948 | Admitted, 1985, Portugal


  • Coimbra Law School
  • Lisbon Law School (Graduate, 1979)


  • Several Articles published in International Financial Law Review and other specialized magazines


  • Portuguese section, GT Guide to World Equity Markets
  • Portuguese section, Morgan Grenfell Handbook of International Mergers and Acquisitions
  • Portuguese section, European Mergers and Acquisitions
  • Portuguese chapter, European Corporate Finance Law – A Guide to M&A and Corporate Restructuring Legislation, Euromoney
  • Several articles for Dossiers Internationaux des Editions Francis Lefèbvre – Portugal


  • Teacher, Administrative Law, Lisbon University, 1977-1980
  • Professor by special invitation, Free University of Lisbon, 1985-1987
  • Chief of Staff for: Minister for the Council of Ministers, 1981
  • Minister of Labour, 1982


  • Portuguese, English, French, Italian and Spanish

Banking & Finance Law Practice:

Work handled covers a wide range of financial products, including structured finance, regulatory and capital driven instruments, derivatives and project finance. The firm also advises Portuguese branches of investment and commercial international banks on their activity in Portugal.

António Frutuoso de Melo e Associados:

AFMA originated from a project of independence and freedom of thought.

This is the culture that endures and that we intend to assure. In AFMA we continue to believe that the upside of law practice lies in the personalized expression of each of our lawyers. This has been, in fact, the key factor in the relationship with our clients at these challenging times.

We are proud of our route and we intend to keep the reasons and spirits for doing so.


Sadock Magai

Managing Partner & Head of Corporate Matters

Admitted to the Bar, 1994.

Practise Areas: Banking; Corporate Finance; Securities; Corporate Law; Litigation.

Brief biography: Born in Bunda , Tanzania , May 25, 1962. Education: University of Dar Es Salaam (LL.B., Hons., 1989); Strathclyde University (Post Graduate Diploma in Finance, 1998).

Work experience: Mr. Sadock D. Magai ranked as among the best banking and finance lawyer in the country by IFLR 1000, the Guide to the World’s Leading Financial law firms, he is well known for handling complex banking and financial transactions in the country including USD 250 million and restructuring of the Syndication loan following default by the borrower. He is regular contributor to “Getting the Deal Through” a Project Finance Jornal that covers 38 jurisdictions worldwide and published by the International Bar Association.

Chief Legal Examiner, Tanzania Institute of Bankers, 1997-. State Attorney, 1989-1990. Legal Counsel, Bank of Tanzania , 1990-1997. Member: Tanganyika Law Society, East African Law Society. Languages: English and Swahili.

Banking & Finance Law:

Our Banking & Finance Practice represents lenders, underwriters, arrangers, borrowers and other clients in their various roles in financing transactions, and provides reasoned and timely advice concerning:

  • Mergers and acquisitions
  • Leveraged buyouts
  • Tender offer financings
  • Bank/bond bridge financings
  • Joint ventures
  • Syndicated loans

Debtor-in-possession and exit financings and other credit transactions.

Firm Overview:

IMMMA Advocates is part of DLA Piper Group, an alliance of legal practices, with offices in Dar es Salaam, Zanzibar and Mwanza.

IMMMA is a medium sized corporate law firm providing a wide range of legal services, including banking and finance, project finance, securities, natural resources law, privatization and acquisition of parastatal corporations, infrastructure development, telecommunication and transport divestiture, privatization, mergers and acquisitions, security documentation, insurance and social security matters, employment as well as admiralty law, taxation matters and energy and gas.

The firm has one of the leading litigation departments in Tanzania and actively supports its corporate clients in their legal needs.

IMMMA has a wide range of corporate clients, from big banking and insurance corporations to well known mining conglomerates in Tanzania . IMMMA has also played a key role in the privatization of a number of key parastatals, both as Counsel for Government and on behalf of investors and have participated in a number of merger and acquisition transactions.

Market Recognition

IMMMA’s work has not gone unnoticed and the Firm has received several international recognitions as a leading business law firm. Below is a highlight of some of these recognitions:

Chambers Global (2016) Market Perception says “They have their share of the market and are still doing very well.”

IMMMA is ranked in

  • Band 2 in the General Business law by the Chambers Global (2016).
  • Tier 1 in Energy and Infrastructure and Tier 2 in Financial and corporate by the IFLR 1000 (2016).
  • First Tier in Legal market overview by the Legal 500 (2016).

The Firm’s commitment to client’s service and delivery is paramount and IMMMA is selective in its acceptance of new corporate clients to maintain this excellent reputation.


Dominique Lecocq

Dominique Lecocq was admitted to practice in Switzerland and in Malta. He graduated from the School of Law of the University of Geneva in 1999 and obtained a Masters of Law in Securities and Financial Regulation from Georgetown University in 2005. Before founding lecocqassociate, Dominique served with the London office of Radcliffes Solicitors, in 1998. He worked in 1999 as a foreign associate with Pinheiro Neto, Advogados, in São Paulo, Brazil. From 2000 to 2004, he joined as an associate at the Regulatory and Capital Market Practice Group of Pestalozzi law firm in Geneva and Zurich. In 2005, he interned with the Commodities Futures Trading Commission in Washington DC. Finally, from 2005 to 2007, he served with the Corporate Finance and Regulatory Practice Group of Schellenberg Wittmer, in Geneva. lecocqassociate was founded in 2007 and has three offices, in Geneva, Malta and Dubai.
His practice mainly centres on regulatory finance, banking, and insurance, general securities, collective investment schemes and corporate matters. His clients include notably Swiss and international financial institutions, brokerage firms as well as investment and private equity funds.
Mr. Lecocq advises clients on banking and brokerage operations in Switzerland, Malta and the Emirates, including request for regulatory licenses, structuring of operations, compliance and anti-money laundering as well as all banking regulatory legal aspects.
In relation to collective investments, exchange traded funds and exchange traded commodities, his practice covers the incorporation, structuring and licensing of Swiss, Maltese, Luxembourg, US, Cayman Islands and Emirates funds, ETF and ETC. Thus, he advises on all matters related to on-shore and off-shore investment funds and companies including licensing, distribution, asset-management and tax related issues.
In addition, Mr. Lecocq represents clients (including ultra high net worth individuals) on a wide range of private equity schemes, structuring project finance and venture capital, corporate and real estate acquisitions.
Mr. Lecocq regularly advises on structured products and on the setting up of securitization vehicles. He also specialises in advising Swiss and international financial institutions and corporate clients in relation to equity and debt securities, credit facilities, the setting up of up-stream loans and guarantees, financing transactions, securitization, group re-structuring and joint-venture. Mr. Lecocq has significant experience in structuring asset and share deals, whether listed or OTC.
In relation to regulatory insurance, Mr. Lecocq advises on Swiss and EU matters such as licensing of insurance lines and request for business approval, insurance portfolio transfer, structuring of life insurance policies including unit-linked and capital redemption operations.
Mr. Lecocq assists clients on the establishment of trusts and foundations. He advises on corporate tax matters including tax policy, tax management and corporate restructuring, financial planning for individuals and families.
Finally, Mr. Lecocq also advises in relation to Islamic Finance and in particular structuring sharia compliant products including sharia compliant collective investments, life insurance polices (takaful), salam, murabaha, ijara, mushakara and sukuk.

Marcus Benes

Marcus Benes is a Partner at our Vienna office and heads the practice groups Banking & Finance and Restructuring. In his recent work he advised banks and investors in international financing, complex restructuring and sales of credit portfolios throughout Southern and Eastern Europe. He relies on an international network of partner law firms.

Marcus combines in-depth experience in the private economy, restructuring a family business between 2001 and 2003, with many years of law practice at the international law firms Freshfields Bruckhaus Deringer and DLA Piper and Wolf Theiss.

Marcus holds degrees from the University of Vienna (Dr iur, 1999; Mag iur, 1994) and the University of Pennsylvania (LLM, 1996), as well as a business degree from Wharton School (MBA, 2001). He is also admitted in New York.

Marcus speaks German, English and Spanish.


Marcus is recommended by Chambers for “Banking & Finance” and “Restructuring & Insolvency”.

“A very commercial approach and all the technical skills we are looking for.” Mandant in Chambers 2015

“He spots the big issues of a project and doesn’t get stuck on the minor matters which are not the focus.” Chambers 2015 – Banking & Finance

“High personal commitment, long-standing experience and creativity with regard to possible solutions.” He is also noted for his experience in international transactions and pragmatic approach: “He knows which points to fight and which to leave.” Chambers 2015 – Restructuring/Insolvency

“Excellent negotiator” Legal500 2015 – Insolvency, Corporate Recovery

“Available 24/7”, “highly intelligent and commited”. Legal500 2014  Banking & Finance

“Excellent legal work combined with in-depth entrepreneurial understanding.” Client in JUVE 2014

Firm Overview:

With more than 50 lawyers at its offices in Vienna and Graz, Eisenberger & Herzog (E&H) ranks amongst Austria’s largest law firms. The firm is driven by a team of partners with an international background and practice. Thus, E&H is guided by a spirit of innovation, dedication and creativity. Throughout the lifetime of each project, partners assist their clients personally, ensuring quality, flexibility and efficiency. With a well-established network of partner law firms all over Europe and strong ties with first-tier business law firms in the US and Asia, E&H has become one of the leading Austrian referral firms and premier addresses for international clients.