Types of Construction Accidents and Common Causes
Have you ever been walking down the street and nearly been hit by debris falling from a construction site? Or maybe you’ve slipped and fallen at a worksite, injuring yourself in the process. Construction accidents happen, and when they do, you need to know your rights. As a construction worker or passerby, you have options for seeking compensation after an accident. Catania & Catania Injury Lawyers you could file a worker’s compensation claim or pursue damages from third parties. Understanding the differences between these options and the claims process can help ensure you receive fair compensation for medical bills, lost wages, pain and suffering. Keep reading to learn what you need to know in case you’re ever in a construction accident.
Workers’ Compensation Benefits for Injured Construction Workers
Construction sites can be dangerous places, with heavy equipment, heights, and hazardous materials around every corner. As a worker, knowing how to spot and avoid common accidents can help you stay safe on the job.
– Falls: Whether from scaffolding, ladders, or the actual structure, falls are a leading cause of injury and death at construction sites. Always wear proper fall protection gear like harnesses when working up high, and check that scaffolding and ladders are securely in place before climbing.
– Trench collapses: Digging trenches for foundations or utilities can be risky business. Trenches over 5 feet deep require a protective system to prevent the walls from caving in. If a trench looks unstable or starts collapsing, evacuate the area immediately.
– Heavy equipment accidents: Cranes, bulldozers, and other heavy equipment are dangerous if mishandled or if loads are unbalanced. Keep a safe distance from moving equipment and never stand directly under lifted loads.
– Electrocution: Whether from power lines, tools, or wiring, electrocution is a risk when electricity is involved. Use proper protective equipment, ensure all tools and cords are properly insulated, and never do electrical work in wet conditions.
By staying alert on site, wearing appropriate safety gear, and avoiding risky situations, many construction accidents can be prevented. But if an accident does occur due to negligence or unsafe working conditions, you may be entitled to workers’ compensation or be able to file a third-party lawsuit. Know your rights and don’t hesitate to contact a lawyer regarding any serious on-the-job injury.
Third-Party Liability Claims and Additional Compensation
Construction workers injured on the job are entitled to workers’ compensation benefits. These include:
– Medical care. Workers’ comp covers all reasonable and necessary medical expenses related to your injury, including hospital stays, surgeries, physical therapy and medications.
– Temporary disability benefits. If your injury prevents you from working for a period of time, you’ll receive a portion of your lost wages. The amount depends on your salary and severity of injury.
– Permanent disability benefits. For life-changing injuries that impact your ability to work in the long run, you may receive ongoing wage replacement benefits. The amount will depend on the nature of your disability and occupation.
– Vocational rehabilitation. If you’re unable to return to your previous job, workers’ comp may provide career counseling and skills training so you can find suitable employment.
– Settlement options. In some cases, you may be offered a lump-sum settlement in exchange for releasing the insurance company from further liability. Make sure to consult with a workers’ comp lawyer before accepting a settlement to understand your rights.
While workers’ comp doesn’t cover pain and suffering like a personal injury claim, it can still provide substantial benefits for lost wages and medical care. The key is to report your accident promptly, follow recommended treatment, and work with a lawyer to pursue maximum compensation under the law. If negligence by another party contributed to your injury, you may also have grounds for a third-party lawsuit to recover additional damages.