Ramifications of Dental Injuries in Car Accidents: Rights and Claims

Car accidents in Pearland, Texas, can have consequences that go way beyond just the damage to vehicles. One aspect that often goes unnoticed is the impact on dental health. While fractures and whiplash injuries tend to receive attention, dental injuries can also cause pain, financial burden, and long-term complications for those involved. In this article, we will delve into the implications of injuries in car accidents in Pearland, and attempt to shed light on the rights and claims available to victims.

Types of Dental Injuries

Dental injuries resulting from car accidents can vary in severity and their effect on a person’s health. Hence, it’s always a good idea to get in touch with a Pearland car accident attorney in such situations. Common types of injuries experienced during car accidents include:

  1. Chipped teeth: The force from a collision can lead to teeth breaking or becoming chipped.
  2. Tooth avulsion: In some cases, a tooth may be completely knocked out due to trauma.
  3. Jaw fractures: The strong impact of a car accident can result in fractures in the jawbone.
  4. Temporomandibular Joint (TMJ) disorders: Whiplash or sudden jolts from a car accident can cause TMJ disorders, resulting in pain and difficulty when opening or closing the mouth.

It is important to note that these injuries may not always be immediately apparent following a car accident. Sometimes, symptoms can gradually develop over time. Hence, it becomes even more crucial for individuals involved in car accidents to promptly seek a thorough evaluation from a dentist or oral surgeon.

Seeking Immediate Dental Attention

No matter the severity of injuries sustained in a car accident, it is vital to seek dental care as soon as possible after the incident. Delaying treatment can worsen existing problems and lead to increased complications later on.

When you visit the dentist or oral surgeon, they will conduct an evaluation using X-rays and other diagnostic tools to assess any damage that may not be visible at first glance. Timely treatment and early intervention can significantly mitigate the long-term effects of injuries, making a difference in your recovery journey.

Insurance Coverage for Dental Injuries

In cases involving car accidents and dental injuries, insurance coverage plays a role in easing burdens. However, specific coverage details vary based on individual insurance policies and the circumstances surrounding the accident.

Typically, auto insurance offers coverage for injuries through two types:

  1. Medical Payments Coverage (MedPay): This coverage provides reimbursement for expenses resulting from car accidents, including dental treatments.
  2. Personal Injury Protection (PIP): PIP coverage can provide coverage for injuries as well as medical expenses, lost wages, and other costs related to accidents.

It is essential to review your insurance policy or seek guidance from an insurance provider to understand the various types of coverage available and how they apply specifically to dental injuries resulting from car accidents.

Taking Legal Action for Injuries

In some situations, it may become necessary to pursue legal action against the responsible party involved in a car accident in order to seek compensation for dental injuries. Depending on the jurisdiction you’re in, here are some approaches individuals can consider when seeking legal recourse:

  1. Filing a personal injury lawsuit: This involves demonstrating that the negligent actions of the party directly caused your injuries and seeking compensation for any damages incurred as a result.
  2. Engaging in settlement negotiations: Prior to initiating litigation proceedings, parties have the option of attempting settlement negotiations with the responsible party’s insurance company or legal representation.
  3. Seeking assistance from an attorney: Collaborating with a personal injury attorney can be immensely helpful in navigating the complex legal processes associated with car accidents and ensuring that your rights as a victim are safeguarded.

It’s important to maintain adequate documentation, whether you decide to file an insurance claim or take action, in order to establish your case for receiving compensation for dental injuries resulting from a car accident. Here are some key documents you should gather and keep:

  1. Medical records: Make sure you have a report that outlines the details of your dental injuries, diagnosis, treatment plan, and any long-term effects identified by your healthcare provider.
  2. Dental bills and receipts: Keep records of all the expenses related to your treatments and procedures.
  3. Witness statements: If there were witnesses to the car accident who saw how it affected your injuries, try to obtain their statements as it can strengthen your case.
  4. Photographs: Take photos of your injuries right after the accident and during the recovery process as visual evidence.

Conclusion 

Dental injuries resulting from car accidents can have consequences that go beyond pain and discomfort. It’s crucial to know your rights, seek care, review insurance coverage, and pursue legal action if necessary in order to ensure that victims receive the compensation they need for effective treatment and a full recovery. Remember that each case is unique and may require personalized guidance based on the specific circumstances.

 

Are Criminal Defence Lawyers Utilizing ChatGPT?

ChatGPT has been taking the world by storm; it seems like everyone from high school students to professional copywriters are using it to their advantage. As it turns out, criminal defence lawyers are also discovering what ChatGPT can do. This can be both a blessing and a curse, but when used properly, it can successfully reduce some of the busywork that goes along with being an lawyer. Of course, a top-notch criminal defence law firm won’t rely heavily on AI tools like ChatGPT; they’ll still bring their own expertise to bear for the vast majority of their work. Rather, they may recognize how it could apply to their needs, and use it in specific applications.

So, what could those applications be? These are some of the most common ones.

It can sort through documents

Part of a lawyer’s job involves sorting through huge volumes of documents in a search for relevant information. This can be extremely time-consuming, and it could get a little too easy to miss key details as a result of fatigue. Using ChatGPT is a great way to sort through any number of documents, whether they’re legal briefs, expert reports, or court opinions. Plus, it can also summarize lengthy documents into concise summaries.

However, this is only possible if the correct details are provided. ChatGPT results are only as good as the prompts it receives, so lawyers should be aware of how to use prompts correctly in order to get the most relevant results.

It can proofread

There are many different programs available to help with editing, proofreading, and even elevating the caliber of someone’s writing. As it turns out, ChatGPT is yet another tool that can be used for this purpose. Plus, users can request that the resulting text be fine-tuned to adhere to legal requirements and conventions, have a specific tone of voice, and so on. This can result in a document that’s not only more accurate, but also more coherent.

It can help structure a deposition

The structure of a deposition can have a significant influence on the outcome of a case, so lawyers are typically very careful in how they develop each one. ChatGPT can’t write a deposition from scratch, but it can provide multiple options for explaining facts, wording statements, and so on. The lawyer can then take those options, and choose the ones that make the most sense. Further tweaking will be required, but this is a helpful way to explore all the angles quickly and easily.

It can rewrite letters

Criminal defence lawyers write a large number of documents, including letters that are drafted on behalf of their clients. This can involve using a specific tone of voice, which may be difficult to achieve without a lot of time spent revising first, second, and third drafts. With the right prompt, ChatGPT is capable of taking any text and adapting it to the requested tone. Again, the results will have to be edited by the lawyer, but it’s definitely a useful time-saving technique.

It can help with research

This particular function is a double-edged sword for lawyers. ChatGPT can certainly speed up the research process, but it also shouldn’t be used as a search engine. This AI tool doesn’t necessarily aim for accuracy in its search results; it just responds with the answers it thinks you’re looking for. If a prompt is poorly written, an lawyer could end up with false information that could weaken their case.

That being said, there are still ways to use ChatGPT for research without having to worry about erroneous data. For example, an lawyer who’s trying to remember a specific case could plug in a few of the details, and find the exact case they were looking for. As always, it’s important to double-check the results that are generated by ChatGPT, just to be on the safe side.

It can make legal jargon more accessible for the jury

This could be done by the criminal defence lawyers themselves, but ChatGPT is also a viable option for simplifying legal jargon, as well as various complex issues. For example, it can be used to describe the emotional or psychological struggles of the defendant, which may mitigate the extent of their alleged crimes in the eyes of the jury. This not only makes the case more comprehensible, but also more impactful.

It can generate web content

ChatGPT is increasingly becoming popular for generating content for web pages, blog articles, video scripts, and more. It reduces the cost of producing this type of content, and it saves time as well. Plus, it’s easy to personalize the results to fit the law firm’s overall tone.

What are the limitations of ChatGPT for criminal defence lawyers?

Even though ChatGPT has its uses, it shouldn’t be relied on too heavily to do a lawyer’s job. It may be a valuable resource for generating text or performing research, but in this case, it’s absolutely vital for the results to be confirmed by an expert.

Why is this so important? Well, two New York-based lawyers, Peter LoDuca and Steven A. Schwartz, used ChatGPT to research cases that were related to their client lawsuit. Unfortunately, they failed to authenticate the results, and it turned out that the AI tool had fabricated legal cases to match their queries. This mistake resulted in not only a $5,000 fine, but also a fair amount of unwanted notoriety.

When it comes to criminal defence lawyers, it’s important to present the strongest possible case – something you need an actual lawyer for, not just an AI tool. Some defendants face jail time as a result of the criminal charges, and it would be terrible if over-reliance on ChatGPT weakened the defence’s case to the point of an unfavorable outcome.

There’s no doubt that ChatGPT has already earned its place among the research and writing tools that law firms use every day. As long as the users are aware of the tool’s limitations, using ChatGPT is a choice that’s both ethical and smart for criminal defence lawyers.

 

4 Best Undergraduate Majors for Law School

Law school is among the most prestigious educational institutions because of its direct impact on society. Before seeking admission into law school, an undergraduate must decide on the right major. There’s no perfect major for law undergraduates. However, some offer a better starting point to conquer the rigorous academic session.

Are you confused about the undergraduate major to choose for law school? Lucky for you, this piece will explore the best undergraduate majors for law school and discuss how they can shape a successful legal career.

Let’s begin!

Political Science

A political science major comes as a natural choice for many aspiring lawyers. Why? Political science has many similarities with the study of law because of its focus on government structures, political systems, and legal frameworks.

This major teaches undergraduates worldwide, including those at Nebraska Christian colleges, how most laws were formulated and implemented and the challenges they created. Furthermore, this course activates critical thinking, research, and argumentation in undergraduates, which are vital attributes of any good lawyer.

More often than not, graduates with a political science background choose careers in:

  • Government
  • Policy analysis, or
  • Public interest law.

History

History is another excellent choice for law school undergraduates. While it may not seem like an obvious choice, there’s plenty to learn from it. Simply put, History is the study of change over time – usually since the start of human civilization.

Law, on the other hand, is deeply intertwined with historical events and precedents. A history major will develop your research and analytical skills as you navigate the evolution of rights, laws, and legal systems.

A good knowledge of history can be an ace in the hole when dealing with cases that require sound historical knowledge. Lawyers with a history background often choose careers in civil rights or international law.

Philosophy

Philosophy is the next major for law graduates to consider, and there are reasons to support this. Law was founded on a philosophical background because it addresses questions about justice, morality, and ethics.

A philosophy major endows law undergraduates with critical thinking and ethical reasoning. Students are taught to analyze complex issues, create meaningful arguments, and treat issues from multiple perspectives.

You’ll gain skills that can help you advance in your law practice, especially when treating problems relating to:

  • Ethics
  • Jurisprudence, and
  • Legal theory.

English or Literature

The best lawyers are renowned for their strong written and communication skills. That’s why an English or Literature major is a sensible choice. This major teaches students to become masters of English Language and Communication.

A deep understanding of Literature or English benefits undergraduate lawyers because they learn the concepts of persuasive writing and clear communication. An English and Literature major will be an expert in legal writing, research, and advocacy.

Aside from law school, an English major also equips you for careers in:

  • Legal journalism
  • Editing, and
  • Becoming a trial lawyer.

Frequently Asked Questions

Can I Major in Any Subject Before Applying to Law School?

Yes, you can major in any subject before applying to law school. While some undergraduate majors, like political science or philosophy, may provide a strong foundation, law schools accept students with diverse backgrounds. The key is demonstrating critical thinking, analytical skills, and a solid academic record.

Are There Specific Undergraduate Majors That Increase My Chances of Getting Into Law School?

Law schools don’t require specific undergraduate majors. However, majors in political science, history, philosophy, economics, or STEM fields can enhance your understanding of legal concepts. Ultimately, admissions committees look for well-rounded applicants with vital academic records and a demonstrated passion for the law.

Can I Change My Major in Undergrad if I Decide to Pursue Law School Later?

Yes, you can change your major if you decide to pursue law school later. Law schools value diversity in undergraduate backgrounds. It’s essential to maintain a strong GPA and engage in activities that showcase your aptitude for legal studies, even if your major shifts away from traditional pre-law fields.

Conclusion

The best undergraduate major for law school depends on your interests and career goals. There’s no one-size-fits-all answer, and diverse fields can prepare you for success in the legal world. Ultimately, the most important thing is to select a major you’re passionate about that equips you with the skills and knowledge you need for a rewarding legal education and a successful legal career.

 

Ahmad Al Khalil joins as the Corporate Law Expert in the UAE

Leaders in Law, the leading platform in its field, is delighted to welcome Ahmad Al Khalil as our exclusively recommended & endorsed Corporate Law expert in the UAE.

Ahmad is a Jordanian national, educated at the University of Bristol in the United Kingdom (LLB) and has a Master’s degree in business administration from NYIT in Jordan.

At Hamdan AlShamsi Lawyers & Legal Consultants Ahmad heads up the corporate department responsible for the advisory and transactional side of the firm. In addition to providing clients with legal opinions on their positions and consequences of their acts and omissions, Ahmad drafts, reviews and amends various commercial contracts including, but not limited to, shareholders agreements, risk mitigation agreements, consultancy agreements, distribution agreements and terms and conditions of business. Since joining Hamdan AlShamsi Lawyers & Legal Consultants Ahmad has also be involved in and responsible for litigation matters relating to the UAE courts be it civil, commercial, employment or criminal.

Prior to joining Hamdan AlShamsi Lawyers & Legal Consultants, Ahmad was regional counsel for United Technologies Corporation, specifically handling Carrier Air Conditioning, Otis Elevators and their Fire and Security division. Focus was on the GCC region and the Levant area with some time dedicated to the African region as well. Ahmad handled all internal legal matters including employment disputes and employee training on internal policies and local laws, commercial contracts reviewing and drafting, compliance, assistance with regional joint ventures and structuring as well as onboarding and appointing distributors, agents and value-added resellers. While at Al Tamimi & Co, Ahmad was part of the banking and finance department responsible for setting up financial and investment institutions with both the Central Bank and the Securities and Commodities Authority in the UAE. Additionally, Ahmad was seconded to the corporate department and the employment department to provide assistance with project-based matters.

Ahmad also has extensive experience with heading up and conducting internal investigations within corporations whether it relates to retaliatory actions, discrimination, harassment, unfair treatment and/or anti-bribery allegations.

Furthermore, Ahmad has, since 2011, been conducting training sessions for both internal staff as well as external clients and their staff on various topics relating to major issues in contracts, employee rights, ethics, improper payments and bribery and antitrust.

Practice Areas

  • Corporate & M&A
  • Family Law
  • Employment
  • Litigation

Education

  • LLB – University of Bristol, England – 2001
  • MBA – NYIT, Jordan – 2007

Membership

  • Qualified advocate in Jordan – 2005

Firm Description:

Approach to Legal Services & Relevant Experience

Our experience in relation to Litigation, Commercial Drafting, Corporate Structuring, Corporate Governance, Finance, Employment, and Intellectual Property is extensive. The team’s goal is to understand the objectives of the client and thereafter discuss how to achieve the best possible outcome. We analyze each scenario and the consequences it may bring in order to be a step ahead in every situation.

We ensure flexibility when dealing with our clients to provide the most cost-effective service while meeting the client’s needs and desires. Our primary goal is to work hand in hand with our clients and act in their best interest providing honest and transparent legal advice.

As a team, we believe our strength lies in our knowledge of the region and the international community living in the UAE. The standards of the firm are elevated, and this is thanks to the strong relationships we maintain with the governmental authorities and governmental entities. They provide us with the current and updated legal resources to ensure our client is always in harmony with the legal amendments and modifications.

Our approach is articulated around 4 pillars that are the foundation of this firm :

Transparency : we make it our main requirement to be fully transparent with our clients and partners. By always providing accurate legal advice and involving our client every step of the way.

Innovation : as a feedback data driven firm, we make sure to implement the latest technology into the firm’s workflow process to ensure smooth operation and optimize our efficiency.

Trust : we relate to our clients and define together their long term and short-term plan. Being a boutique law firm, our clients are part of the team and have a privileged access to the legal team assigned to their case.

Relationship : the main goal is to build a long-lasting relationship based around honesty & transparency. We always act in the best interest of our clients and anticipate your needs. Because our client’s success determines our own.

As a team, we believe our strength lies in our knowledge of the region and the international community living in the UAE. The standards of the firm are elevated, and this is thanks to the strong relationships we maintain with the governmental authorities & entities as well to the multitude of e-legal platform the firm is part of. They provide us with the current and updated legal resources to ensure our client is always in harmony with the legal amendments and modifications.

Our Process

We promise to keep you updated on the progress of your case. If at any time you have a question or concern, simply contact a member of our team and we’ll sort it out. After all, we’re here to serve you and believe you should be kept in the loop.

We understand that no two cases are the same. Our holistic approach is designed to ensure we cover all angles when it comes to protecting your interests. Solid advice and sound legal solutions for every client, 100% of the time!

Our legal team is here for you. Together, clients work with our legal team to devise a legal strategy that meets all of their specific needs and requirements. Our legal strategies are custom-tailored to each case to ensure clarity and success every step of the way.

 

New Member – Ziad El-Khoury joins as the Corporate Law Expert in Saudi Arabia

Leaders in Law, the leading platform in its field, is delighted to welcome Ziad El-Khoury as our exclusively recommended & endorsed Corporate Law Expert Witness expert in Saudi Arabia.

Ziad El-Khoury is Chief Executive Officer at BLK Partners, a prominent and unique legal platform based in Riyadh.

With a reputation as a leading legal expert in Saudi Arabia and the Middle East, El-Khoury’s extensive experience and deep understanding of the corporate and business landscapes have solidified his position as a trusted authority in the field. His prowess extends beyond routine legal matters, encompassing complex cases involving corporate, healthcare, technology, real estate, construction and infrastructure. He also has a good handle on stand-alone projects.

Ziad’s remarkable leadership abilities enable him to spearhead high-stakes projects with finesse. His keen insights and exceptional guidance have earned him the trust of major corporations and influential clients across Saudi Arabia, the Middle East, and globally. Governments in the region have sought his counsel on significant undertakings, benefiting from his strategic guidance. Under his leadership as CEO, and despite the pandemic, the firm grew five folds in the last 5 years, a remarkable achievement by all measures.

Firm Description:

Mohamed Ali BEN LADEN LAW FIRM – BLK Partners® offers its clients a full legal service in the Kingdom of Saudi Arabia through its team of specialist experts combining international experience with deeply rooted knowledge of local legal regimes, customs, and markets. Through its office in Riyadh, BLK Partners® is a unique legal platform of client-centric professionals, gathered around our “Glocal” concept and committed, all the way, to building the best legal platform.

We are GLOCAL. At BLK Partners®, we have global standards and are committed to providing quality service, every time.

We go beyond delivering an end result to focusing on the quality of the journey. We pride ourselves in the consistency and quality of our service. We are a uniquely structured firm with a robust infrastructure, which creates a culture in which exceptional client service and quality legal work are internally valued and rewarded.

 

The Search is on for 2023’s Future Legal Mind

If you’re an aspiring lawyer or solicitor, then you’ll likely know just how competitive getting into this industry is. There are over 160,000 practising solicitors in the UK, which shows just how big this sector already is and with roughly 18,000 new law graduates in 2022, it may be more difficult than ever to get your foot in the door at one of the top firms around the country.

This could lead to you looking for new ways to stand out and showcase a greater CV than others. Some of the options include completing extra courses online or being an unpaid intern to get the necessary experience an employer wants. However, one of the best ways to stand out is to take part and win the National Accident Helpline Future Legal Mind 2023 competition.

Not sure what that is? We’re here to help you understand what it’s all about, how you can enter, and what you can win. Read on to find out more.

What is the Future Legal Mind competition?

Held by National Accident Helpline, this is one of the UK’s leading essay competitions and encourages law students at both undergraduate and postgraduate levels to answer a law-related question. Competitors can use up to 1200 words to answer and this is designed to help top law students get the recognition they deserve.

This year’s question is:

Sir Geoffrey Vos, the Master of the Rolls, has said there is a “real possibility that AI may become more intelligent and capable than humans” and that robots could even one day help resolve court disputes.

To what extent do you believe AI could ever replace the role of human judges? And what would be the benefits or potential drawbacks of integrating artificial intelligence in this way?

How can I enter?

Entering is simple. Just register your interest before the 31st of July 2023 and submit your essay before midnight that day. Participants must be over the age of 18 and studying/studied a law degree at an institution in the UK.

What are the prizes?

Should you go on to win this brilliant competition, then you’ll receive the following:

  • £1500 prize fund
  • A mentoring session with one of the National Accident Helpline’s experienced in-house lawyers
  • Announced as National Accident Helpline’s Future Legal Mind and feature in publicity if desired

Why should I take part?

Alongside the fantastic prizes, this is also a brilliant opportunity to showcase your legal skills and knowledge, which may boost your career prospects further.  Jonathan White, the Legal & Compliance Director at National Accident Helpline says that “many of our past winners have gone on to excel in their professions, and this competition provides a fantastic way to stand out from the crowd in a competitive field”, which shows just how great winning this competition can be.

 

New Green Perspectives to be Considered by French Public Purchasers

Law No. 2023-175 on the acceleration of renewable energies deployment dated 10 March 2023 introduces new contracts available to French public purchasers.

Power Purchase Agreements (“PPAs”) are long-term contracts allowing direct sales of electricity produced from renewable energy sources from the producer to the consumer. PPA contracts represent an efficient way to support the production of green energy without further impinging on the State’s budget.

One of the main obstacles to the development of PPAs for public purchasers was article L.2112-5 of the French Public Procurement Code. It provides that all contracts need to be established for a duration that considers the nature of the services and the necessity for a periodic competitive tender procedure. The obligation to consider a renewed bidding of the contract probably held public purchasers back from using long-term PPAs.

Article 86 of the law introduces the possibility for French public purchasers to conclude PPAs.

Such contracts will be governed by the provisions of the French Public Procurement Code, and as such, shall be signed after having been awarded following a tender procedure.

The concrete implementation of such possibility will however raise different questions from a public procurement perspective.

The impossibility for public purchasers to select a locally based electricity provider should be favourable to bigger producers who will be able to offer energy on a more competitive scale. Moreover, the duration of these long-term contracts is not entirely specified, and it seems difficult to conclude PPAs for a specified duration of 8 or 12 years, without having any guarantee from the administrative judge or the French Authorities regarding the compliance of such duration with the French Procurement regulations.

For the Law, please see here.

“Responsible Purchase” Guide issued on 14 April 2023 by the State’s Purchases Department

Implementing the use of public procurement contracts as a ladder towards sustainable development, the French State’s Purchases Department, related to the Ministry of the Budget, published the 3rd edition of its guide on responsible public purchase for public purchasers.

This guide comes after the amendments that were made in May 2022 to article R.2152-7 of the French Public Procurement Code, which will require the award of public procurement contracts on criterion considering the environmental aspects of the offer from 21 August 2026. This reform lacked in precisions regarding what should be understood behind the notion of “environmental aspects” (for a more in-depth article, see here).

The document prompts public purchasers to take into consideration the diversity of environmental, sustainable or social criterion at every stage of the tender process, from their needs’ definition to the selection of their co-contractor.

Pursuant to the Guide, environmental and social requirements shall be explicitly laid down in the procurement contract documentation. These requirements need to be realistic, applicable and measurable during the contract’s performance.

It gives examples of requirements that can be used while preparing for the contract’s negotiation and performance (for example: requesting for environmental labels for certain sensitive products; equal pay for women and men within the company; etc…), thus helping public purchasers see what notions like “environmental” or “social aspects” could entail.

It also warns public purchasers about “greenwashing” behaviors, when operators present an environment friendly policy while in reality not enforcing certain standards.

Although these precisions can be useful, the Guide is still very broad and generic, relying on technical notions that public purchasers are not always well equipped to implement. Publishing specific guides for the different sectors concerned by public procurement contracts could be a concrete way to help public purchasers see how they could implement these broad principles.

The current “Green Industry” draft bill which intends on accelerating the public procurement reform towards climatic transition should be a mean for the government to define more detailed obligations that public purchasers will need to follow when awarding their contracts.

Still in development, the draft aspires to create environmental labels that companies can use to rationalize public purchasers’ selection processes, in particular by implementing one “Triple E” environmental standard. It also intends on allowing for the exclusion of companies from public tenders if they do not comply with environmental transparency obligations.

Allen & Overy Advises Action and its Sponsor 3i on Action’s EUR3.625bn Amend and Extend Financing

Allen & Overy has advised Action and its sponsor 3i in connection with the amendment and extension of Action’s debt facilities. The transaction was well received by the market and strong investor demand allowed Action to upsize and raise a new EUR2.5bn TLB (September 2028 maturity) priced at the tight end of price talk.

Proceeds will be used to refinance in full its existing EUR2.285bn 2025 TLB, with the surplus credited to cash. A new EUR500m RCF (June 2028 maturity) was also secured to replace Action’s existing EUR125m 2024 RCF. Alongside Action’s existing EUR625m 2027 TLB, Action’s total senior debt facilities will increase to EUR3.625bn.

With an aggregate of EUR3.125bn of TLB facilities, Action is one of the largest euro denominated TLB issuers in the European leveraged finance market.

Action is the fastest growing non-food discounter in Europe, operating 2,263 stores across 10 countries at the end of its 2022 financial year. It achieved net sales of EUR8.9bn and an operating EBITDA of EUR1.205m in its 2022 financial year, representing growth of 30% and 46% respectively compared to 2021.

The A&O team in London was led by Leveraged Finance Partner Neil Sinha, with support from senior associate Alex Charles, associates Fraser JacksonDaniel McCarron, and trainee Sidhant Jadeja. The Amsterdam team was led by finance Partner Andrew Thomas and senior associate Luke Whibley, with support from associate Bibi van Gijzel and paralegal Leon Zebeda.

 

Gowling WLG Welcomes New Montréal Partner Mathieu Lévesque

Gowling WLG is pleased to announce the arrival of Mathieu Lévesque as its newest partner.

Mathieu is a partner in the Commercial Litigation Group in Gowling WLG’s Montréal office. He is also a member of the firm’s Financial Institutions & Services and Restructuring & Insolvency groups.

Mathieu joins Gowling WLG from a national law firm, where he worked for nearly 20 years as a trusted adviser to the leading financial institutions in the Canadian market.

As an experienced lawyer whose practice focuses on a range of complex banking litigation, which includes the defense of class actions, as well as bankruptcy and insolvency, and financial restructuring, Mathieu brings practical sector knowledge and a strategic business perspective to all his client engagements.

Working closely with financial institutions and consulting firms, Mathieu advises litigation groups and special account managers on a broad array of issues. He also represents banks in payment system-related matters and in litigation involving fraud, fraudulent transfers and misappropriation of funds. Additionally, Mathieu is a sought-after adviser to the Canadian Bankers Association, leveraging his extensive knowledge and experience to provide valuable insights.

“We’re thrilled to have Mathieu join Gowling WLG, and I know his experience working with Canada’s leading financial institutions, in particular, is going to be a big asset for our clients,” said Pierre Pilote, firm managing partner of Gowling WLG’s Montréal office. “His combined skillset and industry acumen will be a great addition to our financial services practice, complementing the strengths and breadth of our team.”

About Gowling WLG’s Commercial Litigation Group
As longstanding legal advisers to corporate Canada – from public and private companies to startups, national corporations and other market participants – we’ve handled some of the most challenging, high-profile litigation files in recent years and know what it takes to get you the best result. Learn more about our Commercial Litigation Group.

Clifford Chance announces new Head of Global Asset Finance Group

New York: Clifford Chance announced today the appointment of partner Zarrar Sehgal as Head of the firm’s Global Asset Finance Group. Sehgal will lead the 125-strong international team of asset finance lawyers who work alongside the firm’s global corporate, tax, insolvency, litigation and regulatory practices to provide full-service advice to clients.
Assuming the role from William Glaister, Sehgal is also co-head of the Global Financial Markets group in the Americas, and head of Clifford Chance’s Global Transport & Logistics sector group. Chambers USA 2022 ranked Sehgal Band 1 in Transportation: Aviation: Finance (Nationwide), and he has also been inducted into Legal500’s Hall of Fame in the United States for Transport: Aviation and Air Travel – Finance. Considered one of the foremost experts on a wide variety of international asset finance transactions, Sehgal’s experience includes acquisition financing, leveraged leasing, secured lending, structured financing and export credit agency-supported financings.Global Head of Financial Markets Emma Matebalavu offers, “Zarrar is renowned industry-wide for his knowledge and expertise, having worked extensively on some of the most complex asset finance transactions in the market globally. I am delighted to announce his appointment to lead the Asset Finance group which is a core element of our world-leading, award-winning international finance practice. I am confident that Zarrar will build on the stellar legacy of our brilliant global assets team by leading with absolute focus and dedication to our clients globally and I really look forward to working with him in his new role.”Sehgal shares, “With thanks to William Glaister for his many years of contributions, I step into this role to lead an incredibly ambitious and successful group. I am excited for us to continue to leverage what makes us so unique – an unrivalled level of experience and insight, supported by access to a truly integrated global network. We remain the law firm of choice for complex asset finance transactions.”

Clifford Chance’s Global Asset Finance group advises on market-leading transactions across multiple jurisdictions, including: